Todays rates, shopped across 50+ lenders.
We do not post one banks rate and hope it fits. We compare wholesale pricing from our full lender network and bring you the sharpest option for your file. See a personalized quote with no hard credit pull.
Sample rates by program.
30-Year Fixed
Sample 6.49% rate / 6.61% APR. The classic choice for predictable payments over the life of the loan.
15-Year Fixed
Sample 5.75% rate / 5.92% APR. Pay less interest overall and build equity faster with a higher monthly payment.
FHA 30-Year
Sample 6.25% rate / 7.10% APR. Low down payment and flexible credit, with mortgage insurance included.
VA 30-Year
Sample 6.15% rate / 6.34% APR. Zero down and no monthly mortgage insurance for eligible veterans.
Jumbo 30-Year
Sample 6.65% rate / 6.72% APR. Competitive wholesale pricing on loan amounts above conforming limits.
7/6 ARM
Sample 5.99% rate / 6.80% APR. A lower fixed rate for the first seven years, ideal if you plan to move or refinance.
How we get you a better number.
A retail bank quotes its own rate and that is the end of the conversation. As an independent brokerage, we send your file to multiple wholesale lenders and let them compete, then hand you the winner. That structure routinely beats branch pricing, and it comes with a plain-English explanation of every fee so you can see exactly what you are paying for. Please note: the rates shown on this page are illustrative examples for this demonstration site. Real pricing changes daily and depends on your credit, loan amount, property, and program, so your personalized quote will differ. The only rate that matters is the one we prepare for your specific situation.
Rate questions.
Will checking my rate hurt my credit?
No. We can show you your options with a soft credit review that does not affect your score. A hard pull only happens once you choose to move forward with a full application.How often do rates change?
Mortgage rates move daily, sometimes intraday. We watch the market and help you decide when to lock so a good rate does not slip away.What is the difference between rate and APR?
The rate is the cost of borrowing the principal. APR folds in certain fees to reflect the true annual cost, which is why it is usually a bit higher than the rate.Can I lock my rate?
Yes. Once you are pre-approved and under contract, we can lock your rate to protect you from market swings while you close.
No hard credit pull
See your real rate in minutes.
Sample numbers are a starting point. Get a personalized quote built from your actual file and our full lender network.